Comments on: Online Banking,Income Tax Returns,Saving Account

By: Guerrero

Guerrero — Tue, 06 Oct 2009 15:26:32 +0000

no, you will have to use your bank.

By: whitmanfan

whitmanfan — Tue, 06 Oct 2009 15:26:32 +0000

If you are in Chexsystems, you cannot open a bank account. Pay off whatever bounced checks, overdrafts, whatever, plus all the interest, fees, penalties. Within a few months, you will be out of the system and can open another account somewhere.

By: soccerboy_us2001

soccerboy_us2001 — Tue, 06 Oct 2009 15:26:32 +0000

It can take up to 5 business days.

By: Amber B

Amber B — Tue, 06 Oct 2009 15:26:31 +0000

Check out http://www.igoonlinebanking.com you can read about there different services and if your interested sign up with them. Their online savings account has high interest rates and only require one dollar in the account at all times. I don't believe they charge a monthly fee.

By: Mario_Bros

Mario_Bros — Tue, 06 Oct 2009 15:26:31 +0000

That's not something that you can do on your own. If you call in and speak with the Online Banking Department they can add those account to your Overview for you.

Hope this helps!

By: ltjn2000

ltjn2000 — Tue, 06 Oct 2009 15:26:31 +0000

Most banks only offer the ability to receive and view statements online at the credit card companies website. I haven't seen very many companies that offer email statements. Viewing a statement online is more secure because your information is more protected online than it is in an email.

By: magy

magy — Tue, 06 Oct 2009 15:26:30 +0000

Any bank that has weathered the current financial storm is safe to invest in. Bank of America, JP Morgan Chase, to give you a couple of examples.

Now, when we looked into savings for our children, we decided not to go with a college savings plan; the reason is that if one of our children either gets a full scholarship, joins the armed forces, or whatever else, the money saved would not be used, and by trying to use it on anything else it would be hit with so many penalties that it would be like we never invested the cash in the first place.

We decided instead to research a medium risk mutual fund, and have one for each of our kids. As they get closer to college age, we'll probably shift the capital into a low risk fund, but this way, they have money saved up for school if needed, or for whatever else if they don't.

Good luck.

By: zephyrs

zephyrs — Tue, 06 Oct 2009 15:26:30 +0000

wire transfer for a cost of about 20 dollars!!!

By: HSB

HSB — Tue, 06 Oct 2009 15:26:29 +0000

Online banking is a bigger term than simply online bill pay. There are several ways your bank can pay your payee – one is that they simply mail a check. The other, if they do a lot of business with the payee, is to simply make an electronic payment (ACH) to your payee – usually places like your electric company. Another way, if the payee banks at the same bank, is to simply deposit money to the payee's account at the bank.

Any of these cost the bank no more than if you had written a paper check or had initiated an ACH/wire transfer and in some cases, costs them less.

Some banks offer these services for free, others don't. One of my banks charges me about $0.65 to send a check from the bank but doesn't charge me to electronically pay someone. Another of my banks charges nothing to send a check but they don't like doing an ACH so they charge me for that.

In the long run, nothing at a bank is free – it will be paid for somehow. Usually with banking fees.

By: adammy3

adammy3 — Tue, 06 Oct 2009 08:26:27 +0000

i know why not this

dogdog or catcat its so ingenius