Oakland Banks

Just within the last several years, the Internet has emerged as a highly convenient way to conduct banking business, as well as shop for financial services. As the use of the Internet continues to expand, more banks are using the web to offer products and services or enhance its communication with existing customers.

However, according to the Federal Deposit Insurance Corporation (FDIC), safe online banking involves making wise choices – decisions that will help users avoid costly surprises or even scams.

Whether selecting a traditional bank or an online bank with no physical office, users should make sure a bank is legitimate and that (continue reading…)

When it comes to money market accounts and certificates of deposit (CD) type investments, there is not a whole lot of glamour. This may be for good reason, as they are certainly not the sexiest investments available today. However, they do play a very valuable role. Money market accounts and CD’s are for the most conservative of investors. When it comes to CD’s and money market accounts, preservation of capital is paramount. We will take a closer look at the roles these unsexy investments have.

Actually, money market accounts and CD accounts often play rather different roles. Most commonly, money market accounts, or money market funds fill the (continue reading…)

It’s important that you choose your bank account according to your needs. But sometimes its gets really tough for a person to open a bank account. The reason being that the bank demands two forms of ID, a utility bill and may be even a reference and you don’t have time for it.

Let not yourself be intimidated. You have got a solution- open an Online Bank Account. Do you know what is it? How can you have it? Is it safe to have a bank accou (continue reading…)